Workers Comp & Safety News – October/November 2021

OSHA Urges Employers to Require Vaccinations

man getting vaccineIn mid-August the Occupational Safety & Health Administration (OSHA) of the U.S. Department of Labor updated its advisory guidance on controlling COVID in the workplace.
Read on for details.

Updates on “Long Haul COVID” Claims

woman holding her faceAccording to some organizations, as many as 80% of COVID-19 patients will experience one or more long-term, persistent symptoms. Read on for details.

Mental Health Recognized as Significant Workplace Issue

group therapy session70% of employers report mental health challenges among their employees, 52% report substance misuse or addiction, and 72% say mental health stigma blocks care. Read on for details.

Workers Comp Basics: Disability Apportionment

man helping injured workerWhen determining disability awards in cases where there are multiple causes, it may be necessary to apportion the causes of the injury. Read on for details.

Workers Comp & Safety News – August/September 2021

Workers Comp Industry Remains Healthy

graphIn spite of the pandemic.
Read on for details.

Employers Face Wrongful Death Claims from Pandemic

gavel and maskNationwide, at least 18 cases of wrongful death have been alleged by surviving family members of employees who died from COVID-19.Read on for details.

5 Exceptions to the Exclusive Remedy Rule

books on a shelfWorkers compensation insurance generally shields employers against any tort liabilities. But not always. Read on for details.

More Evidence Favoring Evidence Based Medicine

A study published in the June issue of PLOS ONE reveals that people with lower back pain injury miss 11 more days of work in a year when they receive lower back pain treatments that don’t include treatment recommended by medical evidence-based guidelines.
Read on for details.

Insurance Buyers News – July/August 2021

EEOC Issues COVID-19 Guidance for Employers

person preparing vaccineLatest EEOC guidance aims to help employers and employees understand how federal employment discrimination laws apply to mandatory vaccinations … and the rights and responsibilities of employers and employees at work during the pandemic. Read on for details.

Surety Bonds: The Other Risk Management Tool

surety bond notebookSurety premiums are only a fraction of property/casualty premiums ($8.6 billion versus $633 billion in 2019), but sureties play a critical role in our economy. Read on for details.

The Rising Threat of Cyber Risk and How to Control It

hackerWhen insurance companies started offering cyber insurance a few years ago, it was to take advantage of what seemed like mostly just a marketing opportunity.Read on for details.

5 Types of Surety Bonds You Might Need

Commercial surety bonds can generally be divided into five types of bonds: Read on for details.

Insurance Buyers News – May/June 2021

Insurance Access Legislation for Marijuana Industry Introduced in Senate

marijuana storeCurrent federal law makes access to insurance products by cannabis businesses illegal. Read on for details.

How to Spot a Fake PPE Mask

mask diagramMillions of counterfeit masks have been seized by federal agents and millions more are likely still in use. Read on for details.

COVID-19 Related Employment Liability Claims Update

business man under waterA majority of the claims involve an allegation of wrongful termination. Read on for details.

Drivers Say They Fear Cyber Hi-Jackers

More U.S. motorists are getting worried about possible cyber-attacks on their connected vehicles, a survey by HSB, part of Munich Re, reported recently. Read on for details.

Workers Comp & Safety News – April/May 2021

COVID-19 Impact on Workers’ Comp Less Detrimental Than Expected

grocery store clerkCOVID-19 claims represented only about 2% of all workers’ comp claims paid out by one insurance company by the end of the year. Read on for details.

Long Term Problems with COVID-19 Workers’ Comp Claims

injury claim formSeveral issues cloud the long-term outlook for COVID-19 workers’ comp claims.Read on for details.

How to Improve Mental Health in the Workplace

man pushing boulder up hillStudies show accident prone workers often suffer from physical or emotional problems that are usually temporary conditions. Read on for details.

The Benefits of Structured Settlements

Once a worker suffers an occupational injury while working for you, he or she becomes your responsibility for life. Read on for details.

Workers Comp & Safety News – February/March 2021

Should Employers Make COVID-19 Vaccinations Mandatory?

person getting vaccineNow that the rollout of COVID-19 vaccinations has begun many employers will confront the decision of whether to make vaccinations mandatory.
Read on for details.

Workers Comp Payments OK’d for Marijuana in Some States

Rx bottle with marijuanaMedical marijuana is gaining wider acceptance in the medical community as an effective pain-reliever, which can be useful in workplace illnesses and injuries. But is it compensable under workers comp?Read on for details.

Telecommuting Safely

person working from homeThe pandemic has vastly increased the number of employees working from home. Once public health restrictions are lifted it’s expected that a majority of employees will want to continue telecommuting. Read on for details.

Workers’ Comp Basics: Are WC benefits taxable?

According to the IRS, no matter how workers’ compensation wage loss payments are paid out – weekly or in a lump sum settlement – workers’ compensation is not taxable.
Read on for details.

Insurance Buyers News – January/February 2021

Can Employers Legally Mandate COVID-19 Vaccinations?

vials of medicineUnless your state government enacts mandatory vaccination laws requiring it as a condition of employment, you could put your company at legal risk.
Read on for details.


How to Understand the Fine Print

magnifying glass and documentWhile it’s a good idea to read your insurance policy, hardly anybody does. The important thing is to understand what’s in it. Here are a couple of concepts to know about how your insurance works.

Read on for details.

Auto Damage Claims Growing Twice as Fast as Inflation

tree fallen on carThe average payment for auto physical damage insurance claims increased at more than double the rate of inflation from 2010 through 2018, according to a new study from the Insurance Research Council (IRC).

Read on for details.

Should Employees Be Disciplined for Not Social Distancing?

Social distancing and mask wearing have been viewed as important ways to protect people from COVID-19. So, employers enforce these precautions on the job site.
Read on for details.

Personal Lines – Winter 2020

Insurers Handling More Auto Claims with AI

fender benderHigh tech is changing the way claims are processed. Read on for details.

Do You REALLY Know What’s in Your Homeowners Policy?

Are You Covered road signMany homeowners don’t. The Insurance Information Institute surveyed homeowners to find out how well people understand their policies. Here are their findings. Read on for details.

Are You Insuring Your Home to Value?

tiny house modelOkay, you’ve been stuck at home for several months now because of the pandemic and maybe you’ve decided to make the best of your time by working to improve your house. Read on for details.

Why Do People in Horror Movies Never Have Insurance?

Do you ever wonder whether sometimes people in the movies could have avoided a lot of trouble if they just had insurance? Probably not. Only insurance people think about things like that. Nevertheless, it’s interesting to consider how insurance could have been useful in some famous horror movies.
Read on for details.

Insurance Buyers News – November/December 2020

Impact of COVID-19 on Property and Liability Insurance

hundred dollar bill with maskWhile estimates vary, the insurance industry is currently expected to pay as much as $110 billion in claims related to the pandemic in 2020, according to Lloyd’s. Read on for details.

Who Doesn’t Need Professional Liability Insurance These Days?

doctor and businessmanDoctors, lawyers and accountants aren’t the only people who need professional liability insurance. Read on for details.

Why Almost Every Business Needs Additional Insured Coverage

umbrellasYou have business liability insurance, but it may not provide coverage if you are considered “vicariously liable.” Read on for details.

How the Pandemic Could Change the Future of Work

Mobile apps will be more common. The pandemic has forced many companies to focus more on remote operations, making the use of mobile apps more important.
Read on for details.